When Money Is More Than Just Money – How Saving Affects Your Mental Health?

Written by - Reviewed by Consumer Health Digest Team

Published: Jan 11, 2018 | Last Updated: Dec 6, 2019

Saving Affects Your Mental Health

Worrying about money, being stressed out about money, and wasting money, can all affect your mental health. People say that money does not equal happiness, but slowly it is being proven that saving your money can help your mental health, even just a little bit.

It is easier than it sounds and can help you feel happier and stress-free. Hopefully, this article can help you stay positive in hard times. Everything will be okay.

How Does Money Negatively Affect Your Mental Health?

This was briefly mentioned in the introduction, but I want to reiterate it: saving your money and being mindful about your savings can help you feel better. Slowly scientists are finding out how your mental health and money correlate.

A lot of people have stress when it comes to money. People worry about not having enough money to live on or not being able to do the things they want to do, and that causes a lot of stress. Being able to learn to save your money effectively and alleviate any stress that is attached is one step to feeling better.

Ways to Save Money That Will Be Covered in This Article:

  • Supplements and What to Spend Money On
    • Looking into health supplements over other medications. If they work for you, there are ways to save money on them. If not, then do not waste money.
  • Things We Spend Money On Daily, Needed or Not?
    • Some other items that I have come across that could add extra expense.
  • Becoming Organized
    • A key way to keeping track of how much you spend and how much you save.
  • Helpful Tips

    • Other helpful tips that I have come across.

Supplements? How to Save and Are They Right For You:

How to Save

There are cheap and healthy supplements that can improve your daily mood and mental health. These supplements are not always effective, but can be worth looking into, and can be cheap. Natural supplements have been described as being beneficial to some.

For a lot of people, supplements can help a lot better than expensive medications. They can be better for the body and do not have to include chemicals and medication. Herbal supplements could be a great, cheap option.

However, you should consult your doctor and, if they do not work, then do not waste money on them. This is about saving money, after all. So, here are some coupons that can help you save money on any supplements your doctor may recommend.

Do You Need It?

Do you stress out about money? If so, do you have any unnecessary payments that help with the stress? A lot of people spend money on things that we not only do not need but that we could do better without.

Gym Membership

Gym Membership

Going to the gym and striving to be healthy is amazing and I am in no way saying that it is unnecessary. But, some people have new year’s resolutions that do not work out or spend money at the gym when they do not go. If you do not feel like having a gym membership, but feel obligated, well don’t worry: you can stay fit and healthy without spending the money.

Junk Food and Overeating

Some people spend a lot of money on junk food or eating out. If you keep track of how much food you order, then you can start cutting out the unhealthy foods that you do not need every day. Buying McDonald’s every day can add up to quite a lot of money, especially when you can buy healthy food to make at home. Look into a healthier diet and saving money on food.

Start Using Transit or Walking

Why spend money on a car and gas when you do not need to? If you live in the city, then you can get just about anywhere you want to and not have to spend a lot of money. A few dollars and some fresh air are better than paying a lot of car fees.

Tips on Becoming More Organized with Money

If you are organized, you can keep a proper eye on your money. It may seem hard to keep track of, but it is not impossible. Here are some tips on watching your savings and becoming more money organized:

Organized with Money
  • Keep a book with all of your daily, monthly, and yearly expenses. If you have a calendar or book that have the dates, amount of money you need and when, as well as how much you spend every day, then you can analyze your habits.
  • Grocery Lists and Needed Items Lists. Similar to the idea of tracking your money, keeping a list of everything that you need to buy and carrying it with you can help.
  • Keep your house clean, “a cluttered house is a cluttered mind.” It is easier to think and stay organized when your spaces are clean.


If you, or someone you love, struggle with their mental health and money, then I hope that this helps. It is quite easy and is worth looking into. Everyone deserves to feel happy, and I promise you that you can slowly beat depression. Also, now you can properly save to ensure that you can do what you need to and what you want to.

Remember that you do not have to spend an arm and a leg to keep yourself happy. You can save money and help improve your mental health. You just have to ensure that you know as much as you can about what you are buying.

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